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Americans Favor Homeownership as an Investment -Emerald Coast Real Estate

Americans Favor Homeownership as an Investment

Real Estate along the Emerald Coast.

Given the option, most Americans would prefer to invest in homeownership than in stocks.  The Emerald Coast with its white sandy beaches and emerald waters is the perfect location for your investment!

Our brokerage has worked with countless investors in purchasing property along the Emerald Coast.  It is a passion for us to share our love of the Emerald Coast and why it is a prime investment market.

“Home is where the heart is.”

 

We hope you took a brief moment to watch this short video on as to why Americans favor homeownership as an investment.  

If you would like to discuss further the real estate market along the Emerald Coast, please reach out to us. 

 Life’s A Beach Real Estate team is a full-service brokerage with experienced agents.  We are here to help you with all your real estate needs.  

You can find us in multiple locations along the Emerald Coast.  We have three offices in Panama City Beach, FL, and one office in Destin, FL.  Our mission is to help you “find your piece of paradise” along the Emerald Coast.  And with access and insight on all of the best real estate along the Emerald Coast, we can help you make your real estate needs happen.

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Diamond In The Rough Edgewater Golf Villa Renovation – Panama City Beach Real Estate

Edgewater Golf Villa Renovation

Real estate along the Emerald Coast.

Diamond in the rough, Edgewater Golf Villa renovation.  The Edgewater Beach Resort is the only true resort in Panama City Beach.  A truly all-inclusive resort with a golf course, tennis courts, pickleball, shuffleboard, and more.  And of course pools, including a lagoon pool oceanfront restaurant….and of course the sugar sands of the Gulf of Mexico!

Some of our agents have been part of the journey of helping with the purchase, and renovation of the charming golf villas, bringing the 1980’s to 2021.  Knowing the ins and outs of the market and the renovation process our team can help you.

“Home is where the heart is.”

 

We hope you took a brief moment to watch this short video on the renovation of an Edgewater Golf Villa, located in Edgewater Beach Resort.  

If you would like to discuss further the value of your home in today’s market, please reach out to us. 

 Life’s A Beach Real Estate team is a full-service brokerage with experienced agents.  We are here to help you with all your real estate needs.  

You can find us in multiple locations along the Emerald Coast.  We have three offices in Panama City Beach, FL, and one office in Destin, FL.  Our mission is to help you “find your piece of paradise” along the Emerald Coast.  And with access and insight on all of the best real estate along the Emerald Coast, we can help you make your real estate needs happen.

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Put Your Equity To Work – Emerald Coast Real Estate

PUT YOUR EQUITY TO WORK!

Real estate along the Emerald Coast.

Believe it or not, but you may have more home equity than you think!

Helping to drive equity, supply, and demand.   Inventory is low, and buyers are actively in the market.

If you have been thinking about what it would be like to live along the Emerald Coast, reach out to us!  We would love to share our “living the dream” beach living lifestyle!

“Home is where the heart is.”

 

We hope you took a brief moment to watch this short video for more insight on increased equity.  

If you would like to discuss further the value of your home in today’s market, please reach out to us. 

 Life’s A Beach Real Estate team is a full-service brokerage with experienced agents.  We are here to help you with all your real estate needs.  

You can find us in multiple locations along the Emerald Coast.  We have three offices in Panama City Beach, FL, and one office in Destin, FL.  Our mission is to help you “find your piece of paradise” along the Emerald Coast.  And with access and insight on all of the best real estate along the Emerald Coast, we can help you make your real estate needs happen.

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SOLD Origin At Seahaven 908 – Life’s A Beach Real Estate, Agent Johnna Bass

SOLD – Origin At Seahaven,

unit 908

Life’s A Beach Real Estate, helping buyers and sellers with their real estate needs.

Have you have been thinking about buying or selling real estate along the Emerald Coast?  Now is the time.  

Remember, inventory is low, and buyers are actively in the market.

“Helping you find your piece of paradise.”

 

We hope you took a brief moment to watch this short video of the interior of Origin at Seahaven 908.

 Life’s A Beach Real Estate team is here to help you with your real estate needs whether buying or selling.

You can find us in multiple locations along the Emerald Coast.  We have three offices in Panama City Beach, FL, and one office in Destin, FL.  Our mission is to help you “find your piece of paradise” along the Emerald Coast.  And with access and insight on all of the best real estate along the Emerald Coast, we can help you make your real estate needs happen.

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Buying a Home in 2021 – Emerald Coast Real Estate

Buying a Home in 2021

Real estate along the Emerald Coast.

Well, we made it to 2021, and January is the start of a new year…perhaps it’s time for a new home.

Have you have been thinking about moving and buying real estate along the Emerald Coast?  Now is the time.  

Remember, inventory is low, and buyers are actively in the market.

If you have been thinking about what it would be like to live along the Emerald Coast, reach out to us!  We would love to share our “living the dream” beach living lifestyle!

“Home is where the heart is.”

 

We hope you took a brief moment to watch this short video for more insight into buying a home in 2021.

 Life’s A Beach Real Estate team would like to welcome you to their communities and welcome you home!   We are here to help you with your real estate needs.  

You can find us in multiple locations along the Emerald Coast.  We have three offices in Panama City Beach, FL, and one office in Destin, FL.  Our mission is to help you “find your piece of paradise” along the Emerald Coast.  And with access and insight on all of the best real estate along the Emerald Coast, we can help you make your real estate needs happen.

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Reasons to Sell – Selling Along The Emerald Coast

Reasons to SELL this holiday season.

Selling along the Emerald Coast.

REMEMBER – Buyers are actively in the market during the holidays…and inventory is low.

Have you been thinking about selling?

Well, the holidays are a special time to many…after all, it is the most “Wonderful Time of the Year.”

You might not be aware that, even during the holidays, many are looking for their new home.  That is just one of the many reasons to sell along the Emerald Coast right now.  Another great reason to sell right now along the Emerald Coast is…we do not have to worry about the “cold weather, snowy months.”  As you know, most move to our area not just because of our spectacular beaches, but also because of our weather.

  If you are thinking of selling, now is the time.  Click here for some top ten tips for selling your home during the holidays.

“Home is where the heart is.”

 

Take a moment to watch this short video on why the holiday season is a great time to sell.

 

Life’s A Beach Real Estate team would like to welcome you to their communities and welcome you home!   We are here to help through the holidays, and we hope to help you meet your real estate needs. 

You can find us in two locations along the Emerald Coast.  We have offices located in Panama City Beach, FL, as well as Destin, FL.  Our mission is to help you “find your piece of paradise” along the Emerald Coast.  And with access and insight on all of the best real estate along the Emerald Coast, we can help you make your real estate needs happen.

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Welcome Home – Buying A Home Along The Emerald Coast

Welcome, Home!  The Economic Impact of Buying a Home.

When you buy a home, you make an economic and social impact in the Emerald Coast communities.

For every existing home sale, 1/6 of a new homes’ value is added to the economy“. – National Association of Realtors

Check out the state by state economic impact report.

There is no doubt, having a sense of community unites us. Being a part of a community helps us in becoming something greater than ourselves. As we connect with people, we learn more about ourselves and others.

Every person needs to have a sense of community.

 

Take a moment to watch this short video on how your home purchase contributes to your community.

 Life’s A Beach Real Estate team would like to welcome you to their communities, welcome home!   There are always opportunities to make a difference in your community, reach out to us if you are looking for opportunities to serve you, neighbor!  We have office locations in Panama City Beach, FL, as well as Destin, FL.  We are always here to help and look forward to hearing from you.

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Home Price Appreciation – PCB & Destin Area Real Estate Market Outlook

Experts Project Home Price Appreciation Into Next Year

Experts agree the 2021 forecast is calling for continued home price appreciation.

“One of the main drivers of the strong housing recovery is historically low mortgage interest rates. The U.S. weekly average 30-year fixed mortgage rate hit an all-time low of 2.86% in the second week of September”. – Freddie Mac 

 

“The CoreLogic HPI Forecast indicates that home prices will increase on a month-over-month basis by 0.2% from September 2020 to October 2020, and on a year-over-year basis by 0.2% from September 2020 to September 2021”. – CoreLogic

 

That is great news for homeowners looking to sell to capitalize on the equity in their homes.  If you are a buyer on the fence right now, you might want to think about moving forward on your purchase to take advantage of appreciation equity, possibly.  And, whether you are a buyer or seller, a strong housing market is always good news.

Take a moment to watch this short video about home price appreciation.

If you want to learn more about the value of your home, or are in the market to purchase a home, reach out to the Life’s A Beach Real Estate team to learn more.  We have locations in Panama City Beach, FL, as well as Destin, FL.  We are always here to help and look forward to hearing from you.

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PCB Real Estate Market Outlook: Mortgage Lending, Who Is The Best?

Who Is The Best

We had decided that we are going to renovate our Panama City Beach Condo condo from top to bottom, and we want to know who is the best at renovations?

After all, who is the best is important, right?!?

Even though we have been through the process before on the real estate professional side advising our investors, it is different when it is your property investment!

It seemed overwhelming at first.

The expenses started adding up. So we had to figure out how to cut some costs. Going through the bid proposals from local Panama City Beach contractors, not only are we considering the price, but we also thought of who “is the best?”  Naturally, we want the best work for the best price!  We determined some of the work we could do ourselves to build a little sweat equity (some of that work included more demo, which my husband enjoyed…I think…). After doing our research, we are working with tradespeople we feel are the best.  The timeline and budget have been updated…which is ok, if something is worth doing, it is worth doing right!  And it is always better to do it right the first time!

Thinking about the renovation’s adventure has me thinking about the mortgage process experience of purchasing a new home or investment real estate in Panama City Beach.

When we closed on our investment property in Panama City Beach, I had stars in my eyes (ok, maybe more like Gulf sunsets).  Thinking we will quickly get new flooring and updated bathrooms, once that phase was complete, we would be ready to put our investment property on the vacation rental market.  Well, as you know, if you have been following our blog…the sands shifted a bit.

Now let’s compare.

You have decided that it is time to purchase your new home or investment property and have talked with a mortgage lender.  The mortgage lender has a prequalified letter for you.  Ready to go, right…? Not necessarily, let’s say the mortgage lending side of property purchase can be rough waters.  It is helpful if you are informed.

Here are some tips to help navigate between buoys, so to speak, to help you determine who is the best for you:
  1. First and foremost, shop mortgage lenders; you want to go with who is the best and make sure you are getting the best rate possible.  Mortgage lender information is where your real estate professional can help you. Not only do you want to try to get the best interest rate, but other factors need to be taken into consideration when financing, such as, is the property considered an acceptable risk by the lender, and will they finance?
  2. If possible (and I cannot stress this enough), get a pre-approval through underwriting with your mortgage lender. Once you receive that, in most cases, you should not have any issues with the final close (although there are exceptions to that as well, I know from personal experience).  There is a BIG difference between a prequalified letter and a pre-approval through underwriting. 
  3. Have ALL of your paperwork in order, the last two years of your finances…and keep it in order. Be ready for MULTIPLE requests to see the same document over and over. And be aware you may think you have provided your mortgage lender with every last piece of financial data they could need, and they will request something else.
  4. Do not procrastinate on any requests for more documents. That will only push back your closing or, worse, cause your transaction on your dream home or condo in Panama City Beach not to close at all. YIKES!
  5. Keep your real estate agent in the loop, are there steps to help regarding documentation needed for qualifying the property?
So, to answer the question, who is the best mortgage lender?

That will all depend on your circumstances.  Do not be afraid to reach out to mortgage lenders and ask questions to get the best mortgage lender for you! 

The mortgage process is stressful.

As you go through the mortgage process, remember to relax, trust the process, and try not to get too frustrated…(maybe you will enjoy that glass of the wine a bit more at the end of the day on your more frustrating days…). Keep your eye on the prize! You will be a brand new homeowner or condo owner in Panama City Beach!

We are here to help.

If you have more questions regarding the mortgage lending process or are interested in learning more about Panama City Beach real estate, reach out to our Life’s A Beach Real Estate team. We would be happy to help you navigate the emerald waters of the Panama City Beach market and give you the best advice we have.

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Mortgage Pitfalls – PCB Real Estate Market Outlook

Mortgage pitfalls, things to avoid after applying for a mortgage.

 

Mortgage rates are at an all-time low!  If you have been thinking about purchasing that home or investment property, now is the time. 

There are several key things to avoid doing once you’ve applied for a mortgage, to avoid the mortgage pitfalls that could derail the purchase of the beach home or condo you have been dreaming of.  Take a moment to watch this short video to educate yourself on some of those do’s and don’ts.  Once you have done that, reach out to the Life’s A Beach real estate team to learn more about the local lending market and how to avoid the local market mortgage pitfalls that can impact your purchase in real estate in Panama City Beach.