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Panama City Beach Spring Break

Panama City Beach Spring Break

Panama City Beach Spring Break

 

EBRO, Fla. (WJHG/WECP) – While most college students come to Panama City Beach to party for spring break, one group of fraternity brothers is spending their time off giving back.
One foot in front of the other, members of the Kappa Beta Chapter of the Alpha Tau Omega fraternity from Troy University are going the extra mile.

“We’re taking the first six days of our spring break and we are walking to the beach to raise awareness and money for the Jeep Sullivan Wounded Warrior Outdoor Adventures,” says ATO fraternity brother Dakota Morris.

The group says this is their way to support those who’ve defended our freedom.

“A couple wounded soldiers come speak to us at night and their stories are just, what they’ve given up for our country is just crazy. And so for us to be able to help them in anyway, that’s why we do this,” explains another fraternity brother, Joshua Bryan.

“Me walking to Panama City is a lot easier than being shipped off to Iraq and missing time with my friends and family,” says Taylor Edwards, who is also a member of ATO.
They say the six day, 128 mile hike that began in Troy, Alabama pushes them to limits they never thought they could accomplish.

“You basically have to have the mental toughness to keep pushing yourself forward and to never give up. No matter how much pain you’re in or where you’re at on the walk,” adds Bryant.

“For us as walkers, just because we have some blisters on our feet and everything like that, I tell the guys that this is nothing compared to what these men and women have done for us and continue to do every single day,” adds Walk Hard Director and fraternity brother Dash Merritt.

At the end of their hike, the guys say taking part in this journey will stick with them for the rest of their lives.

“It’s not just going to be some spring break we forgot about. It’s really going to be something that’s gonna shape us and mold us as men,” says Merritt.

The group will end their trek Thursday afternoon at Pier Park around 4 p.m.

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Life’s A Beach Real Estate is a full service Real Estate Company on the beautiful Emerald Coast.  Our headquarters is located in one of the most unique condominium buildings on the beach, The Origin Beach Resort. We have over 700 condos for sale on Panama City Beach as well as beachfront and vacation homes in the world famous 30A area.  A large part of our business is Condo sales but we also assist our clients with new homes, investment opportunities, commercial properties, new construction and development.

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Life’s a Beach

The Emerald Coast is an American Paradise!

You’ve been to Malibu, South Beach, and the Hamptons; to Cannon Beach, the Outer Banks, and the Jersey Shore, and you think you know a thing or two about beaches in this great country, right? Think again, amigo.

If you’ve never traveled the approximately 100 miles of glorious American coastline between Alabama and Florida known variously as the “Emerald Coast” and, more colloquially, the “Redneck Riviera,” then brother (or sister), you are in serious need of some beach schoolin’. There’s not a place like it in the damned world, and you’d be a fool to miss out on her myriad (often bizarre) pleasures, sights, sounds, and food. Here’s what makes the Florida Panhandle and LA (Lower Alabama) so spectacular.

The sand is as fine as powdered sugar

There is not — and I will take a hard, fast, definitive stance on this issue — a single place in these blessed United States that has better sand than the Emerald Coast. Not a one. It is paper white, fine, and as soft as the day is long. People who pay many millions for a house in the Hamptons are nuts, because the sand out there is crap: coarse, dark brown, and loaded with rocks and shells. Panhandle sand wins EVERY TIME.

It’s an easy drive from pretty much anywhere in the South

If you hail from somewhere below the Mason-Dixon line between Beaumont, Texas and Pensacola, Florida, “going to the beach” implies that you’re headed to the Gulf Coast. The only question is where you’re staying, and if you’d be so kind as to bring me back some tomatoes. New Orleans is a wonderful place, but a mere three-hour drive east will get you to Gulf Shores and Orange Beach, a trifle when it comes to travel time, and quick enough for a weekend getaway without having to buy plane fare or spend half of your vacation in traffic.

There’s so much more than just the beach

We’re talking movie theaters, mini golf, actual golf, go-karts, and amusement rides, as well as ocean-friendly activities like deep-sea fishing, Jet Skiing, and parasailing, guaranteeing that spending your hard-earned duckets on a Gulf Coast getaway is never a bad time. Also, there’s the Bon Secour National Wildlife Refuge, if you happen to enjoy viewing migratory birds, sea turtles, alligators, and of course, the endangered (and adorable) Perdido beach mouse.

Contact one of our agents today to see how you can get in on Owning your Piece of Paradise!

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Panama City Beach Real Estate Market

Panama City Beach Real Estate Market

Panama City Beach Real Estate Market

Panama City Beach Real Estate Market

Panama City Beach has experienced an 18.8% increase in closed sales year over year!

Economists’ note : Closed Sales are one of the simplest—yet most important—indicators for the residential real estate market. When comparing Closed Sales across markets of different sizes, we recommend comparing the percent changes in sales rather than the number of sales. Closed Sales (and many other market metrics) are affected by seasonal cycles, so actual trends are more accurately represented by year-over-year changes (i.e. comparing a month’s sales to the amount of sales in the same month in the previous year), rather than changes from one month to the next.

If you have been thinking about jumping into the Panama City Beach Real Estate Market, now is the time before prices go even higher! Contact one of our professional agents here at Life’s a Beach Real Estate and we will be happy to guide you through the process of finding your piece of paradise!

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Life’s A Beach Real Estate is a full service Real Estate Company on the beautiful Emerald Coast.  Our headquarters is located in one of the most unique condominium buildings on the beach, The Origin Beach Resort. We have over 700 condos for sale on Panama City Beach as well as beachfront and vacation homes in the world famous 30A area.  A large part of our business is Condo sales but we also assist our clients with new homes, investment opportunities, commercial properties, new construction and development.

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List your home in 2017!

Don't Be Surprised by Closing Costs

 List your home in 2017

List your home in 2017

With the start of the new year, families across the country will be deciding if this is the year that they will sell their current house and move into their dream home. Many will decide that it is smarter to wait until the spring “buyer’s market” to list their house. In the past, that might have made sense. However, this winter is not like recent years.

The recent jump in mortgage rates has forced buyers off the fence and into the market, resulting in incredibly strong demand RIGHT NOW!! At the same time, inventory levels of homes for sale have dropped dramatically as compared to this time last year.

Demand for your home is very strong right now while your competition (other homes for sale) is at a historically low level. If you are thinking of selling in 2017, now may be the time! Contact one of our agents today to get you started.

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Life’s A Beach Real Estate is a full service Real Estate Company on the beautiful Emerald Coast.  Our headquarters is located in one of the most unique condominium buildings on the beach, The Origin Beach Resort. We have over 700 condos for sale on Panama City Beach as well as beachfront and vacation homes in the world famous 30A area.  A large part of our business is Condo sales but we also assist our clients with new homes, investment opportunities, commercial properties, new construction and development.

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Florida Best for Business

Florida Best for Business

Florida Best for Business

 

Florida Best for Business

Florida ranked number five in the United States for ‘best business climate’ for the fourth straight year according to the 2015 State Business Tax Climate report conducted by the Tax Foundation.

The Tax Foundation looks at over 100 factors in order to create the annual ranking, including corporate tax, individual income tax, sales tax, unemployment insurance tax, and property tax to name a few.

States with the best tax systems tend to be the most competitive when attracting new businesses and are often the most effective at generating economic growth which leads to employment growth. When businesses move or open in Florida, they bring with them new jobs for the local communities. New jobs translates to more people working and therefore spending more money which allows for continued economic growth.

The Tax Foundation ranked states by individual tax categories as well. Florida was ranked 14 in corporate taxes, one in individual income taxes, 12 for sales taxes, three for unemployment insurance taxes, and 16 for property taxes. Florida attracts people from across the country not just for the sun and beaches, but also because of our lack of income tax as well as multiple other reasons.

For businesses and individuals, Florida is a good place to move!!

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Life’s A Beach Real Estate is a full service Real Estate Company on the beautiful Emerald Coast.  Our headquarters is located in one of the most unique condominium buildings on the beach, The Origin Beach Resort. We have over 700 condos for sale on Panama City Beach as well as beachfront and vacation homes in the world famous 30A area.  A large part of our business is Condo sales but we also assist our clients with new homes, investment opportunities, commercial properties, new construction and development.

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Buy Your Beach Dream Home

Buy Your Beach Dream Home

Buy Your Beach Dream Home

Looking to Buy Your Beach Dream Home? Do it Quick!

It appears that Americans are regaining faith in the U.S. economy. The following indexes have each shown a dramatic jump in consumer confidence in their latest surveys:

  1. The University of Michigan Consumer Sentiment Index
  2. National Federation of Independent Businesses’ Small Business Optimism Index
  3. CNBC All-America Economic Survey
  4. The Conference Board Consumer Confidence Survey

It usually means good news for the housing market when the country sees an optimistic future. People begin to dream again about the home their family has always wanted, and some make plans to finally make that dream come true.

If you are considering moving up to your dream home, it may be better to do it earlier in the year than later. The two components of your monthly mortgage payment (home prices and interest rates) are both projected to increase as the year moves forward, and interest rates may increase rather dramatically. Here are some predictions on where rates will be by the end of the year:

HSH.com:

“We think that conforming 30-year fixed rates probably make it into the 4.625 percent to 4.75 percent range at some point during 2017 as a peak.”

Svenja Gudell, Zillow’s Chief Economist:

“I wouldn’t be surprised if the 30-year fixed mortgage rate hits 4.75 percent.”

Mark Fleming, the Chief Economist at First American:

“[I see] mortgage rates getting much closer to 5 percent at the end of next year.”

Lawrence Yun, NAR Chief Economist:

“By this time next year, expect the 30-year fixed rate to likely be in the 4.5 percent to 5 percent range.”

Bottom Line

If you are feeling good about your family’s economic future and are considering making a move to your dream home, doing it sooner rather than later makes the most sense.

 

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Life’s A Beach Real Estate is a full service Real Estate Company on the beautiful Emerald Coast.  Our headquarters is located in one of the most unique condominium buildings on the beach, The Origin Beach Resort. We have over 700 condos for sale on Panama City Beach as well as beachfront and vacation homes in the world famous 30A area.  A large part of our business is Condo sales but we also assist our clients with new homes, investment opportunities, commercial properties, new construction and development.

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Real Estate Offices Panama City Beach

Real Estate Offices Panama City Beach

Real Estate Offices Panama City Beach

Real Estate Offices Panama City Beach

 

New Year, New Office! Life’s a Beach is proud to announce our new, very visible, office in the front portion of The Origin Beach Resort condo across the street from the world’s most beautiful beaches of Panama City Beach! The new Life’s a Beach office is next to the newest coffee and sandwich shop on the beach, The Saltwater Marketplace. While we have always had a presence in The Origin, our new location will provide a much more visible storefront and offer much easier access to our clients… not to mention some great coffee and sandwiches next door! Stop in to check out our new digs and let us help you find your piece of paradise!

15100 Front Beach Rd. 

Panama City Beach, Fl.

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Life’s A Beach Real Estate is a full service Real Estate Company on the beautiful Emerald Coast.  Our headquarters is located in one of the most unique condominium buildings on the beach, The Origin Beach Resort. We have over 700 condos for sale on Panama City Beach as well as beachfront and vacation homes in the world famous 30A area.  A large part of our business is Condo sales but we also assist our clients with new homes, investment opportunities, commercial properties, new construction and development.

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5 Reasons to Hire a Real Estate Professional

5 Reasons to Hire a Real Estate Professional

5 Reasons to Hire a Real Estate Professional

5 Reasons to Hire a Real Estate Professional

Whether you are buying or selling a home, it can be quite an adventurous journey; you need an experienced Real Estate Professional to lead you to your ultimate goal. In this world of instant gratification and internet searches, many sellers think that they can For Sale by Owner or FSBO.

The 5 Reasons You NEED a Real Estate Professional in your corner haven’t changed, but rather have been strengthened, due to the projections of higher mortgage interest rates & home prices as the market continues to pick up steam. 

1. What do you do with all this paperwork?

Each state has different regulations regarding the contracts required for a successful sale, and these regulations are constantly changing. A true Real Estate Professional is an expert in their market and can guide you through the stacks of paperwork necessary to make your dream a reality.

2. Ok, so you found your dream house, now what?

According to the Orlando Regional REALTOR Association, there are over 230 possible actions that need to take place during every successful real estate transaction. Don’t you want someone who has been there before, someone who knows what these actions are, to make sure that you acquire your dream? 

3. Are you a good negotiator?

So maybe you’re not convinced that you need an agent to sell your home. However, after looking at the list of parties that you need to be prepared to negotiate with, you’ll realize the value in selecting a Real Estate Professional. From the buyer (who wants the best deal possible), to the home inspection companies, to the appraiser, there are at least 11 different people that you will have to be knowledgeable with and answer to, during the process. 

4. What is the home you’re buying/selling really worth?

It is important for your home to be priced correctly from the start to attract the right buyers and shorten the time that it’s on the market. You need someone who is not emotionally connected to your home to give you the truth as to your home’s value. According to the National Association of REALTORS, “the typical FSBO home sold for $185,000 compared to $245,000 among agent-assisted home sales.”

Get the most out of your transaction by hiring a professional.

5. Do you know what’s really going on in the market?

There is so much information out there on the news and the internet about home sales, prices, and mortgage rates; how do you know what’s going on specifically in your area? Who do you turn to in order to competitively price your home correctly at the beginning of the selling process? How do you know what to offer on your dream home without paying too much, or offending the seller with a lowball offer?

Dave Ramsey, the financial guru, advises:

“When getting help with money, whether it’s insurance, real estate or investments, you should always look for someone with the heart of a teacher, not the heart of a salesman.”

Hiring an agent who has their finger on the pulse of the market will make your buying or selling experience an educated one. You need someone who is going to tell you the truth, not just what they think you want to hear.

Bottom Line

You wouldn’t replace the engine in your car without a trusted mechanic. Why would you make one of the most important financial decisions of your life without hiring a Real Estate Professional?

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Mortgage Interest Rates Ticking Upwards

Mortgage Interest Rates Ticking Upwards

Mortgage Interest Rates Ticking Upwards

Mortgage interest rates, as reported by Freddie Mac, have increased over the last several weeks. Along with Freddie MacFannie Mae, the Mortgage Bankers Association and the National Association of Realtors are all calling for mortgage rates to continue to rise over the next four quarters.

This has caused some purchasers to lament the fact they may no longer be able to get a rate less than 4%. However, we must realize that current rates are still at historic lows.

Here is a chart showing the average mortgage interest rate over the last several decades.

Mortgage Interest Rates Ticking Upwards

Bottom Line

Though you may have missed getting the lowest mortgage rate ever offered, you can still get a better interest rate than your older brother or sister did ten years ago; a lower rate than your parents did twenty years ago and a better rate than your grandparents did forty years ago.

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U.S. home prices surpass pre-recession peak

Don't Be Surprised by Closing Costs

U.S. home prices surpass pre-recession peak

U.S. home prices surpass pre-recession peak

WASHINGTON (AP) – Nov 29, 2016 – U.S. home prices have fully recovered from their steep plunge during the housing bust and Great Recession, according to a private measure.

The Standard & Poor’s CoreLogic Case-Shiller national home price index is slightly above the peak it set in July 2006, after rising 5.5 percent in September from a year earlier. The milestone comes after more than four years of steady gains.

Still, prices have not fully recovered in many cities and other gauges show that home prices remain below their peaks.

Steady job gains and low mortgage rates have encouraged more Americans to buy homes. Yet the supply of available properties has dwindled, setting off bidding wars and pushing up prices at a rapid pace.

Seattle, Portland and Denver reported the largest annual gains in September for the eighth straight month.

“The new peak set by the S&P Case-Shiller CoreLogic national index will be seen as marking a shift from the housing recovery to the hoped-for start of a new advance,” David Blitzer, managing director at S&P Dow Jones Indices, said.

The ongoing recovery in home prices shores up Americans’ household wealth and should provide more homeowners the incentive to sell. The number of homes for sale is low partly because many families have little equity in their homes and would benefit little from a sale. Rising home values help counter that trend.

Yet many cities remain far below their pre-recession peaks, Blitzer said, including those that have seen large gains since the downturn, such as Miami, Tampa, Phoenix, and Las Vegas.

And other analysts caution that imbalances remain in the housing market.

“Inadequate supply of homes available to buy – especially at the entry-level end of the market – remains a huge problem,” Svenja Gudell, chief economist for real estate data provider Zillow, said.

Since the real estate market began recovering in 2012, prices have far outpaced Americans’ incomes. That has made it difficult for many would-be buyers, particularly younger Americans, to take advantage of low mortgage rates.

Home prices have increased at a 5.9 percent annual rate, adjusted for inflation, S&P says. Yet Americans’ after-tax incomes have increased just 1.3 percent during that time.

Mortgage rates have risen about a half-percentage point since the presidential election, to nearly 4 percent. That is still very low by historical standards, but could slow home sales in the coming months.

According to the S&P Case Shiller national home price index, home prices plummeted 27.4 percent from a peak reached in July 2006 through February 2012. They have since recovered that loss and are now 0.1 percent above the previous peak.

S&P Case-Shiller issues several home price measures, including a composite index of 20 large cities. That measure remains 7 percent below its housing bubble peak.

Most other measures of the housing market point to a solid recovery. Sales of existing homes rose to the fastest pace in nearly a decade in October. And developers broke ground on the most new homes in nine years last month. Sales of new homes slowed in October from the previous month, but are up a solid 12.7 percent in the first 10 months of this year compared to the same period in 2015.

AP Logo Copyright © 2016 The Associated Press, Christopher S. Rugaber. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.